Roshan Digital Account
Convenient Overseas Banking Solutions
Seamless Account Opening: Individuals can open their accounts online without visiting Pakistan.
Multiple Currency Options: Account holders can choose from PKR or various foreign currencies.
Effortless Fund Transfers: Transfers between Pakistani and foreign accounts are quick and hassle-free.
Bill Payments and Investments: Users can pay utility bills, school fees, and invest in Naya Pakistan Certificates.
Investment Opportunities
The Roshan Digital Account offers various investment options tailored to suit different financial goals.
Government Securities
Naya Pakistan Certificates: Available in USD, PKR, GBP, and EUR. Attractive returns with tenures ranging from 3 months to 5 years. Treasury Bills and PIBs: Short and long-term investments in Pakistan’s sovereign bonds.
Stock Market
Direct Stock Investment: Access to Pakistan Stock Exchange (PSX) through designated brokers.
Real Estate
Property Investments: Convenient and secure investment in residential and commercial properties.
Lower Fees
Lower Fees for Remittances: Account holders benefit from substantially reduced fees when sending remittances to Pakistan, making it a cost-effective option for the diaspora.
Competitive Exchange Rates: The account provides competitive exchange rates, ensuring more value for transferred funds.
No Hidden Charges: Transparency in fee structures means fewer unexpected costs, enhancing trust and convenience for users.
Affordable Domestic Transactions: Users also enjoy reduced fees for domestic transactions, making local payments and transfers cheaper.
Comprehensive Range of Banking Services
Currency Flexibility: Accounts available in multiple currencies such as PKR, USD, GBP, and EUR.
Funds Transfer: Seamless transfer to family accounts in Pakistan.
Utility Bill Payments: Facility to pay utility bills and tuition fees directly through the account.
Investment Opportunities: Access to stock market and government securities like Naya Pakistan Certificates.
Easy Currency Exchange
Multi-currency Holding: Account holders can easily switch between Pakistani Rupee and various foreign currencies such as USD, EUR, and GBP.
Competitive Rates: The platform offers competitive exchange rates, reducing costs associated with currency conversion.
Regulatory Compliance: All exchanges comply with international and local regulations, ensuring security and legal adherence.
Enhanced Security Measures
Multi-Factor Authentication (MFA): Users must verify their identity using multiple methods, such as passwords, SMS codes, and biometric data.
End-to-End Encryption: All data transmitted between users and the bank is encrypted to prevent unauthorized access.
Regular Security Audits: Periodic checks ensure the system remains secure and compliant with the latest standards.
Support for Smart Savings and Growth
Higher Savings Yields: Attractive profit rates compared to domestic accounts.
Diversification: Ample options for diversified portfolios.
Secure Transactions: Enhanced security measures for all financial transactions.